Rethinking the 401(k)
November 21, 2008, Tess Vigeland, Marketplace Radio
More and more American's nest eggs are getting picked apart by the financial crisis. Host Tess Vigeland talks with J. Mark Iwry of the Brookings Institution about reforming the 401(k).

Is your 401(k) any good?
September 24, 2008, , MarketWatch
By far, the best 401(k) plans automatically enroll workers into a target-date or target-risk mutual fund and automatically increase their contributions over time.

Targeting the Masses
September 7, 2008, Jaime Levy Pessin, Wall Street Journal
There's no shortage of retirement-savings services for the affluent. But for those who fall in the middle of the wage scale or lower, it's a different story.

Less Than Golden Years
August 14, 2008, , Wall Street Journal
Congress must do a lot more to help Americans have more secure retirements. Modest tax increases and modest benefit cuts, phased in over decades, could put Social Security on a firm financial footing, if only Congress would act.

Auto-Annuity Could Stretch 401(k) Savings
August 12, 2008, Jessica Marquez, Workforce Management
With automatic enrollment into 401(k) plans now the norm among employers, many say that defined-contribution plans are looking a lot like defined-benefit plans these days. A proposal by the Retirement Security Project could make them even more similar.

Auto IRAs could head off fiscal ruin
June 26, 2008, Victoria Mcgrane, Politico
The much-heralded "Auto IRA" proposal could help head off the fiscal train wreck of tens of millions of Americans unable to afford retirement.

Saving Us From Ourselves
June 23, 2008, Clea Benson, CQ Weekly
An interesting thing happens when workers are automatically enrolled in 401(k)s by their companies — which has been permitted for a decade. The participation rate jumps to above 90 percent.

Board to press for automatic TSP enrollment of new employees
April 21, 2008, Stephan Losey, Federal Times
The Federal Retirement Thrift Investment Board will make its case to Congress next week for automatically enrolling federal employees in the Thrift Savings Plan.

Women Pathfinders of the '70s, Falling in a Pension Gap
April 20, 2008, Martha Hamilton, The Washington Post
Women on the leading edge of the baby-boom generation are also at the forefront of other trends -- ones that may work to their detriment in retirement.

The Boss Lends A Hand
February 4, 2008, Jennifer Levitz, Wall Street Journal
Recent changes in federal law have limited potential liability from employers for advising employees and enrolling them in retirement plans, and companies are moving fast to take a more active role.

Que, CIRA CIRA
November 15, 2006, Robert Pozen, Wall Street Journal
Democrats and Republicans agree that they need to save more for retirement.

The Other 71 Million
March 24, 2006, Op-Ed By J. Mark Iwry And David John, The Washington Times
"Research on saving, plus the commonsense lessons of experience, point to a simple and effective way to help this half of our working population save."

401(k) savings should be automatic
March 21, 2006, Danielle Dimartino, Dallas Morning News
"New families coming along would be more likely to do so if enrollment were automatic, if a 401(k) were an opt-out proposition rather than opt-in."

Another Black Eye for H&R Block
March 18, 2006, , New York Times
The best idea yet developed for making svings universal is an IRA that is funded with automatic direct deposits from a paycheck.

Do the Math for Lost Pensions
March 12, 2006, Albert B. Crenshaw, The Washington Post
As company after compay across the country freezes traditional pensions, shifting to new of sweetened 401(k) plans, workers face a new question: How much should I save to make up for lost pensions?

Automatic IRA proposal can benefit many
March 8, 2006, Editorial, Lincoln Journal Star
"The plan has bipartisan promise."

Automatic retirement saving a win-win for all
February 24, 2006, Jim Kiser, ARIZONA DAILY STAR
"By making savings more automatic, this proposal could, as the authors contend, expand retirement savings for millions of workers."

Make IRAs automatic: New approach could spur savings
February 22, 2006, Editorial, New York Newsday
"Automatic IRAs would help by making saving easier, more convenient and more likely to actually occur."

The Way to Save
February 20, 2006, Editorial, The New York Times
The centerpiece of the plan is the automatic individual retirement account, or auto-I.R.A. Employees who are not covered by an employer's savings plan would be allowed to divert a portion of each paycheck into this vehicle.

Shifting IRAs to automatic: A plan for workers with no other retirement-savings vehicle
February 16, 2006, Robert Powell, MarketWatch
Enter a new proposal, co-authored by researchers from the Brookings Institution and the Heritage Foundation. The authors, J. Mark Iwry, a senior adviser to the Retirement Security Project and a nonresident senior fellow at the Brookings Institution, and D

Groups Propose Payroll Deductions For IRAs
February 16, 2006, Tara Siegel Bernard, Wall Street Journal
Under our approach, those firms that aren't ready to sponsor a plan would be called upon at least to let their employees save in an IRA using the same powerful payroll deposit mechanism that drives 401(k)s," say the proposal's co-authors, Mark Iwry, senio

Think tanks: Allow automatic IRA payroll deductions
February 14, 2006, Reuters, USA Today
Two think tanks proposed Tuesday that employers let workers make automatic payroll deductions to fund individual retirement accounts (IRAs), which could encourage tens of millions of Americans to save more for their old age.

H & R Blockbuster
May 17, 2005, , New York Times
Congress will get what may be its best chance to salvage something constructive from President Bush's misguided push for Socail Security privatization this week.

Right, Left, Business and Academia Join To Boost Retirement Savings
March 1, 2005, ,
FOR IMMEDIATE RELEASE: March 1, 2005 Contact Bo Hamon 202-483-1458 or bharmon@retirementsecurityproject.org